Voiding Insurance 1

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Voiding Insurance 2

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Fire is a likely consequence of DIY electrical or gas fitting.

Voiding insurance coverage is the risk you take every time you decide you can undertake your own plumbing, gas fitting or electrical repairs or installation.

Sure the rules and regulations differ slightly between each state in Australia but essentially there are no grey areas in the laws in each state because its completely black and white legally that when it comes to working on the plumbing, gas or electrical systems in your home or business you must be licensed.

Here at Whywait Plumbing every week we deal with the consequences of the weekend warriors who go to Bunnings or Masters and are convinced they can do it themselves after getting advice from a shop assistant. Usually the consequences are that we have to rip everything out and start again.

Everyone in the plumbing industry be it plumbers, manufacturers or council inspectors do not need convincing that DIY plumbing is no good for anyone and most of all it is ultimately no good for the general public. Unless you have a licence you are not insured to undertake plumbing, gas or electrical work.

What they don’t tell you at Bunnings or Masters when selling you all the plumbing pipes and fittings is that it is illegal to undertake you own plumbing. Certainly they do not inform you that DIY plumbing, gas or electrical work will most likely void your home insurance policy in the event of a insurance claim.

There are some plumbing tasks you can legally undertaken without a plumbers licence in Queensland and they are limited to:

  • Replacing a shower head or shower rose
  • Replacing a tap washer or jumper valve
  • Replacing a domestic water filter cartridge
  • Replacing a washer in a toilet cistern inlet or outlet valve
  • Installing, repairing or maintaining garden irrigation system
  • Cleaning or repairing the grate to a drainage gully trap
  • Replacing a cap on inspection opening to a drain

These plumbing tasks listed are all you can do without running the risk of voiding your insurance cover. More importantly there are no gas fitting or electrical tasks you can legally undertake that will not void your insurance cover. Listed below are links and warnings from Queensland Government and Allianz Insurance.

Queensland Building and Construction Commission (QBCC)
Using licensed plumbers and drainers is the simplest and most effective way of ensuring that plumbing work complies with regulations to minimise unnecessary risk to your family’s health and safety. Rectifying defective or non-compliant work can be far more expensive than the original cost. As a consumer, using an appropriately qualified plumber or drainer will help to protect you and your family as well as your bank account.

 

Allianz Insurance
Illegal DIY work can put you at risk of extra costs, injury or death. Leave electrical or plumbing work to qualified professionals. Some of us enjoy a spot of weekend DIY. Others are less enthusiastic but do the fix-ups anyway. And while there are many benefits of doing-it-yourself such as saving on labour costsi, there are safety and legal reasons why the majority of plumbing and electrical tasks need to be left to the professionals. DIY jobs can put you and other people at risk of injury or death. And if you don’t get something done right, you could end up putting people at risk and damaging property in the future.

 

We recommend that you should avoid DIY plumbing, gas or electrical as frequently you end up costing yourself more with the problems never being repaired.

By Gary Mays

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